Key Man Insurance: What To Know
A Vital Investment for Small Businesses
A key man (or person) policy is a valuable risk management strategy for small businesses. It helps ensure the continuation of a company when a crucial employee, owner, or founder unexpectedly dies or becomes permanently disabled. It may also be necessary when transferring ownership of a business if one partner dies.
Who Is Key Man Insurance For?
- Your business depends on the contributions or expertise of crucial individuals.
- You want to use the policy as collateral for a Small Business Administration loan.
- If you want to ensure that your business continues after the death of a key employee.
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