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Term Life Insurance: What To Know
Term life insurance is a policy valid for a specific period of time, anywhere from 1 year, 7 years, 10 years, or more. It’s usually less expensive than universal or whole life policies but doesn’t come with a cash value or savings component. Premiums on term policies usually increase with your age as you renew the policy.
Who Is Term Life Insurance For?
- People who want coverage for a specific period of time, such as their working years
- People who don’t expect to borrow or need cash from a policy
- People who want the most affordable type of insurance
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