Second-To-Die Insurance: What To Know
Preserve Wealth for Your Heirs
Second-to-die insurance covers two people, with a death benefit paid only after both policyholders pass on. It is a great way to protect and preserve your legacy and ensure that funds are provided to loved ones in case anything happens. Still, it’s usually less expensive than two individual life insurance policies.
Who Is Second-To-Die Insurance For?
You have heirs who you want to protect from the costs of an inheritance and estate taxes.
- You want to preserve your legacy as part of your estate planning
- You want to make sure a special needs child is provided for
- You want to protect income for a dependent
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