Whole Life

The Complete Insurance Plan for Your Client

Contact All-Inclusive today, to find out more about whole life insurance and learn sales ideas to offer Whole Life to your clients. Start by speaking with one of our experts today.

Whole Life Insurance: What To Know

Fixed Premiums and Benefits for Life

Whole Life is permanent life insurance with premiums that never increase and a fixed death benefit as a condition of continued coverage. It is the most common type of permanent life insurance. Whole-life policies payout to one or more named beneficiaries upon the policyholder’s death. The policy also features a cash value component that a policyholder can access over their lifetime. The cash value is tied solely to the premiums paid by the policyholder.

If, for some reason, you should stop making payments, the cash value will be used to cover the premiums until the cash value is depleted or you start making payments again. You can also borrow from the cash value of your account without paying taxes, as long as you repay the loan.

Who Is Whole Life Insurance For?

  • People who want to take advantage of tax benefits from the cash value of a whole life policy
  • People who want an option to borrow from the cash value of a policy
  • People who prefer the fixed premiums and death benefit


Contact Us Today and Let Us Show You What Makes AIIS Exceptional

We want you to be successful. We have the tools, resources, and know how for you to reach the next level in your business.